Terms of Use

Last updated August 1, 2025

Terms and Conditions

By visiting and using www.daretomidlife.com (hereinafter the "Website"), you accept and agree to be bound by these Terms and Conditions including our Disclaimer and Privacy Policy posted on the website and incorporated herein by reference.

The term "you" refers to anyone who uses, visits, and/or views the website. Dare To Midlife ("company", "I", "we" or "us") reserves the right to amend or modify these terms and conditions in its sole discretion at any time without notice and by using the website, you accept those amendments. It is your responsibility to periodically check the website for updates.

Your continued use of the website after posting of any changes to our Terms and Conditions constitutes your acceptance of those changes and updates. You must not access or use the website if you do not wish to be bound by these Terms and Conditions.

Professional Services Scope

The services provided through this website are coaching and educational in nature. Although the company owner is a licensed psychologist, when providing coaching services or educational content through this website, she is not acting in the capacity of your psychologist or therapist. No therapeutic relationship is established through use of this website or its services.

The services provided do not involve the collection, storage, or processing of protected health information (PHI) as defined by HIPAA. Our coaching and educational services are not medical or therapeutic treatment.

Confidentiality Limitations

Users acknowledge that coaching communications do not have the same legal protections as therapeutic relationships. Unlike psychotherapy, coaching interactions are not protected by statutory confidentiality laws or therapist-client privilege, though professional confidentiality practices are maintained.

Mandated Reporting Obligations

The company owner, as a licensed psychologist, remains a mandated reporter regardless of the professional capacity in which she is serving. Users acknowledge that suspected child abuse, elder abuse, or serious threats of harm to self or others must be reported to appropriate authorities, which may override normal confidentiality expectations.

Crisis and Emergency Situations

This website and its services are not intended for crisis intervention or emergency mental health support. If you are experiencing a mental health crisis or thoughts of self-harm, please seek immediate help by calling 988 (Suicide & Crisis Lifeline), 911, or going to your nearest emergency room. The company reserves the right to take appropriate action, including contacting emergency services, if users share information indicating they are in crisis or at risk of harm.

Intended Age

All information and content on this website are intended for individuals aged 18 and above who are seeking personal development and coaching services. This website is not intended for therapeutic treatment of minors. Children, as defined in our Privacy Policy, are prohibited from using this website.

Privacy Policy

We are dedicated to respecting the privacy of your personal information. Your acceptance of our Privacy Policy is expressly incorporated into these Terms and Conditions. Please review our Privacy Policy for more information.

Disclaimer

Your acceptance of our Disclaimer is expressly incorporated into these Terms and Conditions. The Disclaimer includes important information about the scope and limitations of our coaching and educational services. Please review the Disclaimer carefully for more details.

Mandatory Arbitration and Governing Law

You expressly waive any legal claims you may have now or in the future arising from or related to the website and our products/services. In the event of a dispute, claim, or controversy arising from or relating to your use of this website, the terms and conditions shall be construed under the laws of the state of California, USA.

You agree to first resolve any disputes or claims through mandatory arbitration, and you consent to and submit to the jurisdiction and courts of California, USA, without regard to conflict of law principles or where the parties are located at the time of the dispute.

You agree to bear the full cost of arbitration, to the extent permitted by law. Participation in arbitration in good faith is a condition precedent to pursuing any other legal or equitable remedies available, such as litigation or any other legal procedure. You also agree that if a legal claim is filed after the required arbitration, the prevailing party shall be entitled to recover reasonable attorney's fees and other legal costs.

Intellectual Property

All content on this website including but not limited to text, posts, logos, marks, graphics, files, materials, services, products, videos, audio, applications, computer code, designs, downloads, and all other information here (collectively, the "Content") is owned by us and is protected by copyright, trademark and other intellectual property and unfair competition laws except for any content from others that we are lawfully permitted to use. You are granted a limited revocable license to print or download Content from the website for your own personal, non-commercial, non-transferrable, informational, and educational use only while ensuring it's not in violation of any copyright, trademark, and intellectual property or proprietary rights.

You agree not to copy, duplicate, steal, modify, publish, display, distribute, reproduce, store, transmit, post, create derivative works, reverse engineer, sell, rent, or license any part of the Content in any way to anyone, without our prior written consent. You agree to abide by the copyright, trademark laws, and intellectual property rights, and shall be solely responsible for any violations of these terms and conditions.

User Content and Lawful Use of the Website

For any Content or information that you upload, display, post, transmit, send, email, or submit to us on the website or any of our social media sites, you warrant that you are the owner of that Content or have express permission from the owner of those intellectual property rights to use and distribute that Content to us.

You grant us and/or our officers, employees, successors, shareholders, joint venture partners, or anyone else working with us a royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to identify you, publish, post, reformat, copy, distribute, display, edit, reproduce any Content provided by you on our website and any of our social media sites for any purpose. You shall be solely liable for any damages resulting from any infringement of copyrights, trademarks, or other proprietary rights of any Content or information that you provide to us.

You agree not to upload, display, post, transmit, distribute, send, email, or submit to us on the website or any of our social media sites any information or Content that is:

(a) illegal, violates or infringes upon the rights of others,

(b) defamatory, abusive, profane, hateful, vulgar, obscene, libelous, pornographic, threatening,

(c) encourages or advocates conduct that would constitute a criminal offense, giving rise to civil liability or otherwise violate any law,

(d) distribute material, including but not limited to spyware, computer viruses, any kind of malicious computer software, or any other harmful information that is actionable by law,

(e) any attempts to gain unauthorized access to any portion or feature of the website,

(f) send unsolicited or unauthorized material or disrupt the operation of the website, and

(g) content that indicates the user is in crisis or at risk of harm to self or others, as such content may trigger mandatory reporting obligations.

You agree to use the website for lawful purposes only and shall be liable for damages resulting from the violation of any provision contained in these Terms and Conditions.

Third-Party Links

The website may contain links to third-party websites or resources for your convenience. We may serve as an affiliate for some of these third-party websites by offering or advertising their products or services on the website; however, we do not own or control these third-party websites. Once you click on a third-party link and leave this website, you are no longer bound by our terms and conditions.

You agree that we are not responsible or liable for the accuracy, content, or any information presented on these third-party websites. You assume all risks for using these third-party websites or resources and any transactions between you and these third-party websites are strictly between you and the third party. We shall not be liable for any damages resulting from your use of these third-party websites or resources.

Use of Our Paid and Free Products

On this website, we may provide free products for download as well as sell paid courses, programs, physical or digital products, and any other related materials (collectively, "products"). All of our products and/or services, including all content, are copyright protected under US and international copyright laws. You are granted a limited revocable license to print or download Content from our digital products for your own personal, non-commercial, non-transferrable, informational, and educational use only while ensuring it's not in violation of any copyright, trademark, intellectual property, or proprietary rights. Copying or storing our content for anything other than personal use is expressly prohibited without our prior written consent.

All products and services provided are for educational and personal development purposes and do not constitute therapeutic treatment or medical advice. Users are responsible for seeking appropriate professional help for any mental health concerns.

You acknowledge and agree that you have no right to share, modify, sell, edit, copy, reproduce, create derivative works of, reverse engineer, enhance, or exploit our products. You cannot sell or redistribute any of our products, whether free or paid, without our express written consent. You agree to abide by the copyright, trademark laws, and intellectual property rights, and shall be solely responsible for any violations of these terms and conditions.

Termination

We reserve the right in our sole discretion to refuse, remove, restrict your access, revoke, and terminate your use of our website including any or all Content published by you or us at any time for any reason, without notice.